Freelancer vs employee take-home in Albania on ALL 10,000,000 (2026)

On a gross of ALL 10,000,000 in Albania, a freelancer keeps the most — ALL 9,444,692 net, ALL 244,692 more than the next-best option. Here is the full breakdown at 2026 rates.

Setup	Net / year	Effective rate
Freelancer	ALL 9,444,692	6%
Company	ALL 9,200,000	8%
Employee	ALL 7,604,286	24%

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Other incomes in Albania

ALL 2,000,000 ALL 2,500,000 ALL 3,000,000 ALL 4,000,000 ALL 5,000,000 ALL 6,000,000 ALL 7,500,000 ALL 12,000,000 ALL 15,000,000

Rates: Albania 2026.2-verified, 2026. Albania (EU candidate, not a member). Freelancers and small companies earning up to ALL 14,000,000/yr pay 0% income tax through 2029 — the standout feature. Employment income tax matches the in-force 2026 law (13%/23% with a tiered personal allowance — modelled as a monthly schedule). The per-child allowance (ALL 48,000/yr per child <18) is modelled on the employee path as an annual PIT-base deduction; the separate education-expense deduction (ALL 100,000, household income <1.2M) is NOT modelled. The self-employed health base (ALL 100,000 = 2× minimum wage) is confirmed; the 23% self-employed pension rate and its maximum base remain to be reconciled against a primary ISSH source. Company is modelled as pure dividend (owner contributions not added). Figures are estimates from a deterministic engine — not tax advice.